Why A Collateralized Loan Makes Sense?


Why Is Making A Collateralized Loan A Good Idea?


1. No Bank Account: It is estimated that approximately 25 million Americans do not have a bank account. Unfortunately, if you don't have a bank account, the bank won't loan money to you. At Global Finance, you are not required to have a bank account in order to borrow money.

2. No Credit Card: If you have a credit card, it is often possible to borrow money from the credit card company. However, as with no bank account, if you don't have a credit card, you can't borrow money from the credit card company.

3. Credit Card Small Print: Have you ever read the small print on a credit card agreement? Did you know that if you are even one day late making your payment, the credit card company can cancel your credit card and/or raise the interest rate of your card by many percentage points? Even if you are able to mail your payment on time, who's to know if your payment will be delivered by its due date, or delivered it at all? Global Finance is a local company and we are easy to find. We also make it easy for you to make your loan payments in person, by mail, or over the phone.

4. Poor or No Credit: In order to borrow money from a bank, you must have good credit. However, there are times when we find ourselves in un-expected financial situations that don't help, and often hurt, our credit rating. At Global Finance, you can secure a loan no matter what your credit score - good, bad, or no credit at all!  

5. Banking Privacy: Bankers are nosey! They want to know every thing there is to know about you, your finances, and what you plan to do with the money you wish to borrow from them. And if you are not completely honest about what you plan to do with the money you borrow, then you can be charged with bank fraud! Did you know that your credit score goes down every time a bank checks your credit report? At Global Finance, we will not check your credit and we believe that what you do with your money is your business. We will never dictate the manner in which you wish to use your loan. 

6. Business Privacy: There are times in every business owner's life when he or she needs to borrow money quickly, but for one reason or another the owner does not wish to discuss their financial needs with a banker. The money may be needed to pay employees, purchase new equipment, repair old equipment, or for general business improvement. Global Finance is here to assist the business owner when the need arises.

7. Personal Privacy: Sometimes we need to borrow money and we just don't want anyone else to know about it. At those times due to privacy issues, it may not be possible or wise to borrow money from the bank or a credit card. We value your privacy - your financial needs will always be conducted in complete privacy.

8. Emergencies: There are times when money is needed for emergency purposes: health issues, a death in the family, loss of employment, or a car repair. We are here to quickly assist you with needed finances if and when those times should occur. 

9. Speed: Getting a conventional bank loan is a slow process. At Global Finance, we are often able to loan money to you within 30 minutes from the time you enter our office.

10. Ease of Access: Getting a loan from our company is very easy. Just bring one or more items of value to our office for evaluation and walk out with your money - what could be easier than that!

11. Non Payment of Loan: Believe it or not - you are not obligated to repay your loan with our company!. You might ask how that can be. The answer is that since your loan in collateralized, if you do not wish to repay your loan or if you are unable to repay your loan, we will simply acquire title to your pawned item(s) in full satisfaction of your loan.

12. Loan Terms: When you borrow money from a bank or credit card company, you are told how much your monthly payment has to be and the length of time in which you have to repay your loan. At Global Finance, The length of your loan can be from 1 day to as long as you need it to be. We have no minimum or maximum loan periods. When necessary, we will work closely with you to provide extensions for your loan.

13. Payment Flexibility: Your loan payment can be made at any time of the month, as long as it is made on or before its due date. You can make your payment in person at our office, through the mail with a money order or bank check, or you can make your payment over the phone with your debit card. 

14. No Hidden Fees: There are never any hidden fees when you do business with Global Finance. We always provide information that relates to the terms, conditions, and fees of your loan before you make any loan agreement with us. As our client, you can choose to accept or decline any of our loan offers with a full understanding of the loan costs before any commitment is made.


So You See, There Are Many Reasons To Visit Global Finance When You Need A Loan!

Call Us Today At And Let Us Answer Any Questions You May Have!


Global Finance, Inc.

2011 Westmeade Street, SW

Decatur, Alabama 35601


1) Your APR will range between 10% and 300% depending upon the value and type of your collateral.
2) Loans do not auto renew.
3) The client can come into the office and sign new paperwork to extend the loan.
4) There are no additional fees to extend the loan.

Contact Information

Global Finance, Inc.

2011 Westmeade Street. SW
Decatur, Alabama 35601

Phone: 256-280-3340

We accept Visa. We accept MasterCard. We accept American Express.
We accept Discover. We accept PayPal.